Get Approved

You Can & You Will

with Scarborough Mortgage Broker

Joshua Coombs Profile Picture

Joshua Coombs

Mortgage Agent | MMGB

Get Approved

You Can & You Will

with Scarborough Mortgage Broker

Joshua Coombs

Mortgage Agent | MMGB

2022 Broker of The Year - Joshua Coombs Mortgage Broker MMGB

Over $2.3 billion dollars worth of funded mortgage in history working with you.

When you work with a Matrix Mortgage Global mortgage agent, you can rest assured that you are working with some of the most experienced professionals in the industry.

Enjoy the peace of mind from knowing that you are working with someone who has a deep understanding of the mortgage industry and will work smart to get you the best possible deal.

Years of Mortgage Origination in Canada. Since Est. 2008

Years Consecutive Won "Broker Of The Year" Award. From 2018 to 2022.

Lenders for Conventional and Alternative Mortgage Solutions.

Gain Easy Access to Top Conventional and Alternative Mortgage Lenders In Canada

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You Can and You Will Be Funded

Stamp of Approval

Mortgage Funded

When you submit your mortgage application with Matrix Mortgage Global, you know you can, and you will be funded.

Recognized by Authorities

Recognized by Governing Bodies

RECA, FSRA, FSCO, BCFSA

Proven Track Record

Proven track record of satisfied clients

Since est. 2008

Canada's Mortgage Company

Canadian Mortgage Brokerage

Serving four Canadian provinces and counting.

Award-Winning Brokerage

5X Award-Winning Mortgage Brokerage

2018 - 2022 Mortgage Brokerage Of the Year from Canadian Mortgage Awards.

Group of people working together on a client first approach

Solution Based Lending

At its core, solution-based lending is client-focused and designed to provide solutions that will solve your financial problems in both the short and long term. This approach to mortgage lending puts the client's needs first and works to find benefits that will last well into the future.

By taking the time to understand your unique situation and goals, we are better equipped to provide a tailored solution that meets your specific needs. This way, you can always count on us to help you reach your goals.

2nd Mortgage

We understand that many of our clients may need to access the equity in their real estate property for various reasons. That's why we offer 2nd mortgages with some of the most competitive mortgage terms on the market. This way, our clients can rest assured that they are getting the best possible deal.

Debt Consolidation

A debt consolidation mortgage can help borrowers repay their debts and improve their credit scores. The Matrix Mortgage Debt Reduction Program can reduce the amount owing to creditors by up to 50%.

Private Lending

If you've been turned away from traditional lenders, you're not alone. Many people find that private mortgages are an excellent solution for those with a proven repayment history who are looking for a lower rate. Contact us today to see if a private mortgage is right for you.

Construction Financing

Understanding how a construction home loan works can help you plan and make the best financing decision. Construction loans only cover the cost of land and construction, not living expenses while your house is being built. Home fixtures such as permanent home décor, furniture and other furnishings cannot be financed in the construction loan.

HELOC

Home equity loans can be a great financial option for homeowners in many different situations. With a home equity loan, homeowners can use the equity in their home as collateral to get a loan. This can be used to pay for significant expenses, such as college education, home improvements, or medical bills.

First Mortgage Rates 
as low as

2.5%*

*contact for details if you qualify now

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Second Mortgage Rates 
as low as

6.99%*

*contact for details if you qualify now

This level of assurance is
no longer just for the
high net worth individuals.

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IN Person OR Online.
THE CHOICE IS YOURS.

Starting with the initial consultation,
to the mortgage underwriting process,
and onwards to a smooth closing day.

Online Consultation

In Person Consultation

Online Consultation

In Person Consultation

Joshua Coombs Matrix Mortgage Global
Canada 5X Broker Of The Year

This is why you work with a
5X Broker of The Year

Get your fountain pen ready and prepare your bank account to receive funding because I represent Matrix Mortgage Global, and I draw from the collective experience and know-how to get your mortgage approved and clear to close.

Matrix Mortgage Global Awards 2018 to 2022

Work With A Mortgage Broker Near You

Apply Now For Instant Approval

Reflection on a glass building showing alternative perspectives

Alternative Mortgage Solutions

We work with borrowers who might have trouble getting approved for a conventional mortgage loan. This could be because of their credit score, employment situation, or income. No matter the reason, we use our extensive understanding of the underwriting guidelines to locate an alternative mortgage solution that satisfies the borrower's objectives.

Consumer Proposal

Even if you have an active or resolved consumer proposal, you can still get a mortgage approved.

Bruised Credit

A bruised credit might give you a little bit more trouble when it comes to getting a mortgage approved, but it certainly doesn't stop you from being able to get approved entirely. There are plenty of other factors that go into getting a mortgage, and your credit score is just one small part of the equation.

Spousal Buyout

Going through a relationship breakup is hard enough, but trying to find the best mortgage solution on top of that can be difficult. On top of being a mortgage specialist, I emphasize on client-relationship confidentiality so you can find the best option for your needs and make the process as stress-free as possible.

Borrowing With a History of Bankruptcy

Even if you have a history of bankruptcy, that does not mean you cannot get approved for a mortgage after bankruptcy.

About Scarborough

Scarborough is an administrative district of Toronto, Ontario, Canada. It was named after the English town of Scarborough, North Yorkshire. It was incorporated as a township in 1850 and became a borough in 1967. In 1998, Scarborough and the rest of Metropolitan Toronto were amalgamated into the present city of Toronto.

Scarborough Neighbourhoods

West Hill, Scarborough Village, Malvern, Agincourt, Guildwood, Rouge, L'Amoreaux, Bendale, Woburn, Highland Creek, Scarborough Junction, Birch Cliff, Cliffside, Oakridge, Port Union, Dorset Park, Cliffcrest, Eglinton East, Ionview, Morningside, Milliken, Scarborough City Centre, Tam O'Shanter-Sullivan, Wexford, West Rouge, Steeles, Clairlea, Agincourt North, White Haven, Golden Mile, Clairlea - Birchmount, Maryvale, Morningside Heights, Wexford - Maryvale, Armadale

What To See in Scarborough

About Ontario

Ontario is a wonderful destination to live and visit because of its lively multiculturalism and diverse scenery.

The Art Gallery of Ontario in Toronto, the National Gallery of Canada in Ottawa, and the McMichael Canadian Art Collection in Kleinburg are all well-known art galleries in Ontario.

By vehicle, boat, or rail, touring Ontario is simple. From county fairs and museums to zoos, floral gardens, theme parks, and special events, you can find them all around the province. Don't miss out on one of the world's natural beauties, Niagara Falls.

Aboriginal peoples, including First Nations, Métis, and Inuit, make up around 2% of the population of Ontario and one-fifth of all Aboriginal people in Canada. Algonquian-speaking Cree, Oji-Cree, Algonquin, Ojibwa, Odawa, Potawatomi, and Delaware, as well as Iroquoian-speaking Six Nations, live in Ontario (Mohawk, Oneida, Onondaga, Cayuga, Seneca and Tuscarora).

The extended metropolitan area, which includes sections of central Ontario surrounding the core region, is referred to as the "Greater Golden Horseshoe." This region is one of the fastest expanding in North America, with a population of over 9 million people.

Ontario is Canada’s 2nd largest province!

Joshua Coombs - Mortgage Broker | MMGB

Walk Score to Scarborough Office

100 Consilium Place

Very Walkable

Walk Score of 100 Consilium Place Toronto ON CanadaTransit Score of 100 Consilium Place Toronto ON CanadaBike Score of 100 Consilium Place Toronto ON Canada

Client First

Solution-Based Lending

Hear what our clients have to say about their results and their experiences.

"My mortgage rate with my current bank is 2.1% but I had a lot of debt with interest around 19%. Matrix Mortgage Global was able to give me a low rate second mortgage to consolidate my debt without touching my first mortgage."

DAN S.

Debt Consolidation, Toronto, ON

"The real estate market was really hard for me last year, as a builder when I complete a project I need to sell. On my last project, I was left with several unsold homes. Matrix Mortgage Global was able to consolidate my existing construction loan into an interest-only loan at 6.99% freeing up equity and cash flow."

KUBOT C.

Construction Loan, Hamilton, ON

"We wanted to add some major curb appeal to our home, stone driveway, deck, pool along with landscaping. Our home equity line of credit allowed us to make the improvements to our house without any hassle"

PATRICK H.

Home Equity Line of Credit, Barrie, ON

Land Prices in the GTA for High Density Properties Dropped in Q2 2022

Land Prices in the GTA for High Density Properties Dropped in Q2 2022

A total of 46 transactions in the GTA were reviewed for the report. The average property sold for $27.8M for 1.8 acres. Developers face a looming 50% increase in development charges and a potential hike in construction costs of 7 to 10% in the next 12 months.

The properties sold for $95 per buildable square foot (pbsf) on average, down from last quarter ($112 pbsf.) In Q2-2022, the average land-to-revenue ratio was 7.2%, compared to 8.8% in Q1-2022. Sky high interest rates and a softening of the resale market has impacted demand.

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Average Toronto Rent Now Compared To Last Year

Average Toronto Rent Now Compared To Last Year

Toronto rent prices continued their months-long climb in July, now sitting $525 above where they were at the same time last year. Prices have increased in every Toronto postal code on an annual basis. The biggest change can be seen in the Beaches’ M4E postal code, where rent prices are up 52% compared to the same time last year.

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Why Work With a Mortgage Broker?

Why Work With a Mortgage Broker?

A mortgage broker will help you secure the best possible loan for your needs and make sure that you’re getting the best interest rate possible. They’ll also help you figure out how much you can afford to borrow and how much your monthly payments will be.

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